Published by BPAY Pty Ltd ABN 69 079 137 518. This website contains general advice only and none of its contents are personal advice. Please note that BPAY is not licensed to provide financial product advice and that the Participant Members are not licensed to provide financial product advice through BPAY’s websites. Before using BPAY payments products please contact your own financial institution to see if it offers BPAY payment products and to get the terms and conditions or Product Disclosure Statement (PDS), review those terms and conditions and/or PDS and consider whether BPAY payments products are suitable for your personal circumstances.